Havana National Bank, established in 1875, is a locally owned agricultural bank situated along the Illinois River in Havana, Illinois. During its 132 years of service to its community it has focused on the farming community as its mainstay. This area of west central Illinois attributes a portion of its success to an unlimited natural resource of underground water supply known as the aquifer. The agricultural community makes use of this natural water supply through the many irrigation systems in use. Mason County has more irrigation systems than any other county in Illinois. In addition to providing traditional crops to America's economy, such as soybeans and corn, this area is responsible for specialty crops such as vegetables, popcorn and melons.

The bank, although very conservative, is also progressive and responsive to the ongoing financial needs of its customers. Traditional products such as checking, savings, time certificates and a wide variety of loan products are the bank's main focus. However, in order to compete effectively with its changing world, many new products have been added. Discount brokerage, in-house credit cards, ATM/debit cards, business leasing, high-yield, FDIC-insured, money market accounts, etc. have been added in recent years to serve the needs of the market area.

With a strong capital base, a high-performing loan portfolio, support from a strong agricultural base, and locations in Havana, Lewistown, San Jose, Green Valley and Manito, Havana National Bank stands ready to meet the needs of its customers both locally and elsewhere.